Student Financial Services
Student Financial Services

SFS RESOURCES: personal budget

Student Financial Services has put together a list of relevant, interactive and current informational links to help you in handling your money, investing, and protecting your financial identity and credit.

Credit Report Information
Regular review of your credit report can be a valuable resource to protect your credit and financial identity. The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies Equifax, Experian, and TransUnion to provide you with a free copy of your credit report, at your request, once every 12 months.

ECMC: Financial Awareness Basics
This online resource provides comprehensive information about budgeting, credit cards, student loans, and tools for your financial future.

Finaid Calculators
FinAid's custom calculators can help you estimate how much school will cost, how much you need to save and how much aid you'll need. 
This calculator is a resource for estimating debt repayment using the avalanche or snowball methods.  Paying off debts with the highest interest rate first is a strategy called Avalanche.  Paying off loans with the lowest balance first is a strategy called Snowball.  Using the avalanche strategy you will pay less total interest and pay all loans in full in the shortest amount of time; the snowball strategy may be motivating because it pays off individual loans faster.

myFICO: Credit Education
Credit plays a critical role in your financial health, but understanding what credit is and how it works can be a challenge. A great start to understanding the significance of good credit- and empowering yourself as a consumer - is with a basic knowledge of two credit fundamentals: Credit Scores and Credit Reports.

my FICO: Protecting Against Identity Theft
Check out these MUST-DOs if you're serious about minimizing the effect identity theft can have on your life.

FTC: Credit, Debit, and Charge Cards
Whether you are a credit card newcomer or a pro ready to switch to a lower rate, these Credit Card Basics steer you step-by-step through the maze of tiny print, hard-to-believe offers and pesky fees.

FTC: Privacy & Identity
Your personal information is the key to your financial and online identity. Learn how to protect your information and what to do if your information is compromised.

Banks, credit unions, and loan servicers often provide free financial education resources.

Last Updated: 4/3/2015