Repayment Plans and Monthly Estimates
Monthly payment estimates
Your loan servicer(s) will provide you with the required monthly payment amount, which is determined by the minimum payment amount the type of loan allows, repayment term, and the amount of the loan.
Repayment information will be sent to you and may also be available online. Estimates for monthly payments for various loans, loan amounts and interest rates are provided below. For more information about student loan repayment plan information and calculators, visit StudentAid.gov.
The Repayment Estimator is an excellent tool to estimate repayment of your Direct Subsidized/Unsubsidized, FFEL Stafford, and PLUS loans under various repayment plans.
If logged in when using the tool, your loan information from the National Student Loan Data System (NSLDS) will be used in the calculator. You may add personal information and information for loans not maintained in NSLDS to estimate repayment utilizing income-driven repayment plans.
Read about understanding interest rates.