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Student Financial Services

Institutional Loan Program

Seattle Pacific offers its own loan program called the SPU Institutional Loan for students who show financial need, are enrolled at least half time (6 credits undergraduate, 3 credits graduate), and who make satisfactory academic progress.

Quick facts:
  • Origination fee: 5%
  • Interest rate: 5%
  • Interest accrual/repayment: begins 6 months after going below least half time enrollment at SPU
  • Repayment period: 10 years
  • Minimum monthly payment: $50
  • Loan Servicer: Heartland ECSI

Initial eligibility application: Free Application for Federal Student Aid (FAFSA)

Download complete details with the SPU Institutional Loan Fact Sheet:

If you’re awarded an SPU Institutional Loan you will receive an email in July with details about loan requirements.

Emergency short-term loan funds

In an emergency, you may also borrow a limited amount of money for up to 30 days. Pick up an application form at Student Financial Services.