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Costs and Financial Aid

Undergraduate Costs and Financial Aid
2005–2006 Tuition and Fees
Financial Arrangements and Services
Refunds and Account Adjustments
Financial Aid

FINANCIAL ARRANGEMENTS AND SERVICES

Registration
SPU uses the Banner Information System to process registration materials and complete financial arrangements. After a student registers for classes via the Web or in Student Academic Services, the student is obligated to pay for the contracted services in accordance with the University’s current schedule of charges. The registration contract between SPU and the student remains binding to both parties unless either party provides proper written notification (see also Refunds and Account Adjustments).

Student Account System
An electonic notification of a statement reflecting tuition and fee charges, payments, and amounts due will be sent to the student’s SPU email address each month. Student Financial Services will also mail a copy of the account statement to an additional address (such as the student’s parent) at the student’s written request. Due to federal regulations governing the disbursement dates of financial aid, some financial aid amounts may not be applied to student accounts prior to statement production. Therefore, students may need to use their Offer of Financial Assistance to determine the proper amount due on their student account. It remains the student’s responsibility, however, to see that proper payment reaches Student Financial Services by the payment due date. If students need assistance determining the proper amount due they should contact Student Financial Services to talk with a representative.

Checks for the correct amount due should be made payable in U.S. dollars ($US) to SEATTLE PACIFIC UNIVERSITY, and should include the student’s name and student identification number. Checks may be mailed to Seattle Pacific University, Student Financial Services, 3307 Third Avenue West, Suite 114, Seattle, Washington 98119-1922, or delivered in person to Student Financial Services in Demaray Hall 10.

In addition to checks, the University accepts automated payments via an e-check (automated payment directly from a checking or savings account) toward student accounts. Information about using the e-check-payment mechanism can be found on the SPU Web site at www.spu.edu/sfs. The University does not directly accept any credit cards for payment of student-account balances. Rather, it has arranged for a third-party provider to facilitate this type of payment if desired. Additional fees apply for this service. Information related to utilizing this service can be found on the University’s Web site listed above.

Payment Policies
Students may choose to meet their financial obligations in three ways: (1) payment in full by the payment in full due dates; (2) the quarterly payment plan; or (3) the annual payment plan. The student account must be paid in full to be able to register for subsequent quarters.

Payment in Full
Students may meet their financial obligations each quarter by paying in full by October 10 for Autumn Quarter, January 10 for Winter Quarter and April 10 for Spring Quarter. If payment in full is not received by these dates, the account will be subject to late charges.

Quarterly Payment Plan
If students choose this Quarterly Payment Plan option, the total charges after all financial aid* is applied to the account will be divided into three payments. Student Financial Services will complete a payment-plan worksheet and notify the student of the monthly payment schedule. In order to participate in this plan, the student must return a completed application along with a $30 application fee each quarter to Student Financial Services according to the following schedule. Please see www.spu.edu/sfs for more details.

Autumn Quarter 2005
Application and $30 fee September 1, 2005
First payment September 12, 2005
Second payment October 10, 2005
Final payment November 10, 2005
Winter Quarter 2006
Application and $30 fee November 15, 2005
First payment December 12, 2005
Second payment January 10, 2006
Final payment February 10, 2006
Spring Quarter 2006
Application and $30 fee February 15, 2006
First payment March 10, 2006
Second payment April 10, 2006
Final payment May 10, 2006

Annual Combined Payment Plan
The Seattle Pacific University Annual Combined Payment Plan combines autumn, winter, and spring Quarterly Payment Plans into one application and agreement. Students who plan to attend Autumn, Winter, and Spring Quarters may choose the Annual Combined Payment Plan. The plan will divide the total quarterly costs (after financial aid* is applied to the account) over three payments instead of one for each quarter (Autumn, Winter, and Spring). Student Financial Services will complete a payment plan worksheet and notify the student of his or her monthly payment schedule. In order to participate in this plan, the student must return a completed application along with a $70 application fee to Student Financial Services according to the following schedule (a new application and fee must be submitted each academic year). Please see www.spu.edu/sfs for more details.

2005–2006 Academic Year Due Date
Application and $70 fee September 1, 2005
Autumn Quarter 2005  
First payment September 12, 2005
Second payment October 10, 2005
Third payment November 10, 2005
Winter Quarter 2006
First payment December 12, 2005
Second payment January 10, 2006
Third payment February 10, 2006
Spring Quarter 2006
First payment March 10, 2006
Second payment April 10, 2006
Third payment May 10, 2006

Example of Payment Alternatives for Families
A student registers for a full course load (12–18 credits) per quarter and lives in a University residence hall. The total balance per quarter is as follows:

Service Cost
Tuition $7,149
Fees $112
Room and Meal Plan $2,524
Subtotal $9,785
Financial Aid* -$2,000
Balance Owed $7,785

Students and Families have three options to meet their University cost obligation:

Payment in full
$7,785 due October 10, 2005

Quarterly Payment Plan (QPP), with Autumn Quarter example
$30 application fee and application due September 1, 2005
$7,785 ÷ 3 = $2,595 is the monthly payment plan amount and follows the QPP schedule for Autumn Quarter.

Payments Due Date
First payment Due Sep. 12, 2005
Second payment Due Oct. 10, 2005
Final payment Due Nov. 10, 2005

Annual Combined Payment Plan (ACPP)
$70 application fee and application due September 1, 2005.
$7,785 balance owed for each quarter.
$7,786 ÷ 3 = $2,595 (due monthly in Autumn, Winter, and Spring Quarters.)
$2,595 is the monthly payment plan amount and follows the ACPP payment schedule:

Payments Due Date
Autumn Quarter 2005  
First payment Due Sep. 12, 2005
Second payment Due Oct. 10, 2005
Third payment Due Nov. 10, 2005
Winter Quarter 2006  
First payment Due Dec. 10, 2005
Second payment Due Jan. 10, 2006
Third payment Due Feb. 10, 2006
Spring Quarter 2006  
First payment Due Mar. 10, 2006
Second payment Due Apr. 10, 2006
Third payment Due May 10, 2006

*Financial Aid includes SPU scholarships, grants, federal Pell grant, federal SEOG grant, outside scholarships and grants, student loans, and parent PLUS loan. Work study cannot be used in the calculation of payments.

Late Payments
Students who don’t pay their account in full or who fail to make a Quarterly or Annual Payment Plan scheduled payment will have a late fee assessed to their student account. The monthly late fee of 1.25 percent will be assessed on the balance owed after the payment- in-full due dates. Students with past due account balances will not be permitted to register for future quarters or obtain an official academic transcript.

Reimbursement Program/Third-Party Billing
Students whose tuition is reimbursed by their employer or a third party (such as an embassy) may be eligible for this program. Documentation confirming enrollment in an employer reimbursement program is required annually and allows deferment of tuition up to approximately 30 days after the quarter ends. If a third party is involved, the University will bill the third party directly, provided Student Financial Services has been given the appropriate documents. All other fees and charges are due when billed. Call Student Financial Services for more details.

Students participating in the Boeing Tuition Voucher Program are subject to approval by the Boeing Company. Once the employee is approved, Boeing will send a list of all approved students to Student Financial Services. This information authorizes Seattle Pacific University to bill the company for the student’s tuition and tuition related fees only. Until the student is approved by Boeing for participation in his or her employer reimbursement program, the student will receive monthly account statements and be responsible for all charges. Once the process has been completed, the tuition charges will be paid on the student’s account. The student will continue to receive a monthly statement if he or she has incurred fees not covered by Boeing. Fees not covered include, but are not limited to, change of registration fee, add/drop, entrance exams, room and/or meal plan, parking, books, tools, software, and activity fees. For more information about this program, contact Student Financial Services at (206) 281-2061.

Late Charges
A late charge (15 percent per annum, 1.25 percent per month) will be assessed against any owing balance shown on the student’s last statement of account.

Unpaid Student Charges
A student who has delinquent financial obligations will not be permitted to register or attend classes for subsequent quarters or order official transcripts until such obligations have been satisfied. The University reserves the right to deny enrollment, including advance registration or extension of credit, to any student who does not meet past-due obligations or fulfill financial commitments to the University.

A continued failure to meet financial obligations may result in the referral of the delinquent account to an outside agency for collection of the total amount due, plus all applicable collection costs.

Change of Registration Charges
A change of registration fee of $50 is charged if a student makes adjustments to his or her schedule of classes outside of the deadlines as published in the University Catalog. Students may register for evening courses (courses beginning 4:30 p.m. and later) through 5 p.m. on the fifth day of the quarter. It is expected that all students adhere to registration deadlines.

Registration Petitions
Registration petitions are requests for exceptions to regular policies and procedures. Exceptions are not granted to supercede policies and procedures because of an inconvenience. The petition process provides students and faculty with the possibility of a response outside the normal bounds of policy when extenuating circumstances are judged to warrant such a response. Extenuating circumstances include illness, injury, death in the family, and problems with immigration. Unresolved holds by the deadline do not constitute an extenuating circustance and are not grounds for petition. The petition must not only voice the request, but must also substantiate the validity of the request.

Petition forms are available on the forms rack in the Demaray Hall lobby (first floor) or on the Web at www.spu.edu/depts/sas. Instructions for completing this process are listed on the back of the petition. A student seeking late registration must seek permission from the instructor to sit in the class while the petition is pending. In all cases, the final decision to approve or deny a petition will be made by Student Academic Services. SAS reserves the right to deny any petition for any reason. Each approved petition will incur a $50 change of registration fee.

Credit Balances
If financial aid overpays the student account, Student Financial Services will contact the student via email when credit balances are available. If the student wishes to receive the credit balance earlier, they may request withdrawals of credit balances from their account in writing. To allow adequate processing time, withdrawal of credit balances will take 24 business hours from date of request. Credit Balance Check Request forms are available in Student Financial Services or on the Web at www.spu.edu/sfs. Mail credit balance withdrawal requests to Seattle Pacific University, Student Financial Services, 3307 Third Ave. W, Suite 114, Seattle, WA 98119-1922, or fax the request to (206) 281-2835. The request must include the student identification number and signature.

Banking Services
Commercial banking services are conveniently available to students. Credit Union Northwest is located across from First Free Methodist Church, and U.S. Bank is located on campus adjacent to the SPU Bookstore. There are also three cash machines available on campus. One is located outside of the U.S. Bank, another in the Student Union Building, and the third is in the Weter Hall Foyer.

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