Loan Application & Requirements

Direct Loans

If you would like to borrow a federal direct student loan--Direct Subsidized, Direct Unsubsidized, Grad PLUS, and/or Parent PLUS-- find the links and information you need here. If you have questions, contact Student Financial Services.

Loan Application Steps:

The application process and requirements are specific to the type of student loan you are applying for. Most student loans have the following requirements:

  • Students are required to be enrolled at least half-time to be eligible.
  • Students are required to have completed their financial aid application
  • Students are required to meet Satisfactory Academic Progress

Application Steps for Federal Direct Subsidized and Unsubsidized Loans

Application Steps for Federal Grad PLUS Loan

Application Steps for Federal Parent PLUS Loan


Campus-based loans

All Institutional, Nursing and/or Perkins Loan requirements are completed online through ECSI.  Notification will be sent to your SPU email account when your documents are available, usually beginning in July.