Nursing Loans

Seattle Pacific University, with funding provided by the U.S. Department of Health and Human Services (Title VIII), is the lender of the Nursing Loan.

Eligibility requirements 

  • You must be admitted to the SPU nursing program.
  • Sophomore standing or higher.
  • Demonstration of financial need
  • Enrolled at least half-time (6 credits undergraduate)
  • Making satisfactory academic progress.     

Additional information 

  • Interest rate: 5%
  • Accrual and repayment: Begins nine months after going below least half-time enrollment in a course of study at a collegiate school of nursing leading to a baccalaureate degree in nursing, an equivalent degree, or graduate degree in nursing
  • Repayment period: 10 years
  • Minimum monthly payment: $40    

Application process 

Awarded a Nursing Loan?

Please login and complete the requirements here (Use SPU ID number if SSN does not work). You should also receive an email from Heartland ECSI regarding the nursing loan requirements.


Review the Nursing Loan Fact Sheet (PDF). You can contact the loan servicer, Heartland ECSI, or SFS for loan repayment information.